Rated 5/5 by 8,900+ UK homeowners on Feefo

Self-Employed Mortgages — Quotes From 90+ Lenders

Self-employed or a contractor? You're paired with a mortgage adviser who understands your income — dividends, day rates and accounts. No credit check.

Contractor & Ltd Co friendly FCA regulated No credit check
Expert mortgage advisers

What do you need today?

Select an option to begin — no obligation, no credit check.

5/5 Feefo8,900+ reviews
FCA-regulated advicevia CMME, FRN 414798
Wide Variety of LendersSearch 90+ lenders
Your home may be repossessed if you do not keep up repayments on your mortgage.
Self-Employed

Mortgages that understand self-employed income

High street lenders often penalise the self-employed. We work with lenders who assess contractor and director income properly.

Contractor-friendly lenders

We know lenders that assess your day rate, not just salary and dividends.

From 1 year's accounts

Some lenders accept a single year's accounts or SA302 + tax year overview.

Dividend & retained income

Directors can borrow based on salary, dividends and, with some lenders, retained profit.

Specialist lender access

Beyond the high street, to lenders built for self-employed and contractor cases.

Matched the same day

Speak to a mortgage adviser who specialises in self-employed cases — often within 24 hours.

FCA-regulated advisers

FCA-regulated mortgage advice via CMME, FRN 414798.

How it works

Three simple steps to your best mortgage

STEP 1

Tell us about your mortgage

Answer a few simple questions about your situation. No paperwork, no credit check.

STEP 2

You're paired with an expert mortgage adviser

Your mortgage adviser searches a wide variety of lenders — 90+ UK lenders — to find the best deal for your circumstances.

STEP 3

Get your tailored quotes

Your adviser contacts you with tailored quotes and expert guidance — no obligation.

Feefo Verified Reviews
5.0 / 5Service rating

Rated exceptional by UK homeowners

8,900+ verified Feefo reviews. Platinum Trusted Service Award winners. Real feedback from real CMME customers.

Read all reviews on Feefo
Happy UK homeowners outside their new home

5/5 Service

Feefo Verified

Feefo

“Fantastic 5-star service from CMME for my remortgage! They found me a much cheaper rate and made the whole process incredibly smooth.”

S

Sathya

Feefo Verified · Jul 2026

Feefo

“Ben Goble was wonderful. He took time to understand our requirements and came up with an easy, well-priced solution, saving us a considerable sum on our existing deal.”

RF

Richard Francis

Feefo Verified · Jul 2026

Feefo

“Ben Goble was our mortgage advisor and the service received was excellent. He helped us look at a number of solutions that best met our requirements.”

R

Rich

Feefo Verified · Jul 2026

Feefo

“Paige and the team at CMME were a pleasure to work with in my remortgage switch to NatWest. Thank you so much for all your hard work!”

A

Alfredo

Feefo Verified · Jul 2026

Feefo

“Provided advice was really helpful for us, especially as we are first time buyers. Queries are answered and information provided really quickly and efficiently.”

N

Nikolett

Feefo Verified · Jun 2026

Feefo

“I received excellent personalised service and was supported all through the process. Paige was particularly helpful in the way she explained everything.”

D

Damian

Feefo Verified · Jul 2026

Searching 90+ UK lenders

Halifax mortgage lenderNatWest mortgage lenderBarclays mortgage lenderSantander mortgage lenderHSBC mortgage lenderNationwide mortgage lenderLloyds Bank mortgage lenderTSB mortgage lender
FAQs

Self-employed mortgage FAQs

FCA-regulated advisers No credit check needed
Mortgage Quotes Online

The UK's smartest way to compare mortgage and remortgage deals. FCA-regulated advice from expert UK mortgage advisers with access to a wide variety of lenders.

hello@mortgagequotesonline.co.uk

Whiteley, Hampshire, UK

Your property may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Quotes Online is a trading style of CMME Mortgages and Protection Ltd, authorised and regulated by the Financial Conduct Authority, FRN 414798. Registered in England No. 04886692. Registered Office: 3 Turnberry House, 4400 Parkway, Whiteley, Hampshire, PO15 7FJ. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority.

A fee may be payable for mortgage advice. The exact amount will depend on your circumstances and will be explained by your adviser before you proceed.

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