Self-Employed Mortgages — Quotes From 90+ Lenders
Self-employed or a contractor? You're paired with a mortgage adviser who understands your income — dividends, day rates and accounts. No credit check.
What do you need today?
Select an option to begin — no obligation, no credit check.
Mortgages that understand self-employed income
High street lenders often penalise the self-employed. We work with lenders who assess contractor and director income properly.
Contractor-friendly lenders
We know lenders that assess your day rate, not just salary and dividends.
From 1 year's accounts
Some lenders accept a single year's accounts or SA302 + tax year overview.
Dividend & retained income
Directors can borrow based on salary, dividends and, with some lenders, retained profit.
Specialist lender access
Beyond the high street, to lenders built for self-employed and contractor cases.
Matched the same day
Speak to a mortgage adviser who specialises in self-employed cases — often within 24 hours.
FCA-regulated advisers
FCA-regulated mortgage advice via CMME, FRN 414798.
Three simple steps to your best mortgage
Tell us about your mortgage
Answer a few simple questions about your situation. No paperwork, no credit check.
You're paired with an expert mortgage adviser
Your mortgage adviser searches a wide variety of lenders — 90+ UK lenders — to find the best deal for your circumstances.
Get your tailored quotes
Your adviser contacts you with tailored quotes and expert guidance — no obligation.
Rated exceptional by UK homeowners
8,900+ verified Feefo reviews. Platinum Trusted Service Award winners. Real feedback from real CMME customers.
Read all reviews on Feefo
5/5 Service
Feefo Verified
“Fantastic 5-star service from CMME for my remortgage! They found me a much cheaper rate and made the whole process incredibly smooth.”
Sathya
Feefo Verified · Jul 2026
“Ben Goble was wonderful. He took time to understand our requirements and came up with an easy, well-priced solution, saving us a considerable sum on our existing deal.”
Richard Francis
Feefo Verified · Jul 2026
“Ben Goble was our mortgage advisor and the service received was excellent. He helped us look at a number of solutions that best met our requirements.”
Rich
Feefo Verified · Jul 2026
“Paige and the team at CMME were a pleasure to work with in my remortgage switch to NatWest. Thank you so much for all your hard work!”
Alfredo
Feefo Verified · Jul 2026
“Provided advice was really helpful for us, especially as we are first time buyers. Queries are answered and information provided really quickly and efficiently.”
Nikolett
Feefo Verified · Jun 2026
“I received excellent personalised service and was supported all through the process. Paige was particularly helpful in the way she explained everything.”
Damian
Feefo Verified · Jul 2026
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