Mortgage Borrowing Calculator
Quickly see how much you could borrow based on your income and deposit.
Your details
£
£
You could borrow up to
£232,500
With your deposit, that's a total property budget of around £262,500.
See My Mortgage OptionsIndicative estimate only. Actual borrowing depends on the lender's full affordability assessment, your credit profile and outgoings.
This calculator uses a simple income multiple to give you a fast, indicative idea of your potential borrowing capacity. Most UK lenders lend between 4 and 5 times your annual income.
The exact amount you can borrow depends on the lender's affordability assessment, your outgoings, credit history and the property. For a tailored, no-obligation figure, get a free quote from one of our advisers.