Mortgage Affordability Calculator

Estimate how much you could borrow, accounting for your income, deposit and monthly commitments.

Your details

£
£
£
You could borrow up to
£221,700

With your deposit, that's a total property budget of around £251,700.

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Indicative estimate only. Actual borrowing depends on the lender's full affordability assessment, your credit profile and outgoings.

Our affordability calculator gives a quick indication of how much a lender might let you borrow, based on your income and the regular monthly commitments that reduce what's available for a mortgage.

Lenders each apply their own affordability rules and stress tests, so the figure shown is a guide, not a guarantee or an offer of lending. For a precise figure based on your full circumstances, get a free quote from one of our advisers — there's no credit check.

FCA-regulated advisers No credit check needed
Mortgage Quotes Online

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Whiteley, Hampshire, UK

Your property may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Quotes Online is a trading style of CMME Mortgages and Protection Ltd, authorised and regulated by the Financial Conduct Authority, FRN 414798. Registered in England No. 04886692. Registered Office: 3 Turnberry House, 4400 Parkway, Whiteley, Hampshire, PO15 7FJ. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority.

A fee may be payable for mortgage advice. The exact amount will depend on your circumstances and will be explained by your adviser before you proceed.

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