Lifetime Mortgages — Unlock Tax-Free Cash From Your Home
A lifetime mortgage lets homeowners aged 55+ unlock tax-free cash from their property, with no monthly repayments. FCA-regulated specialist advice.
What do you need today?
Select an option to begin — no obligation, no credit check.
How a lifetime mortgage works
Borrow against your home and stay in it. No monthly repayments — the loan plus interest is repaid when you pass away or move into long-term care.
Tax-free cash
Release a lump sum or set up a flexible drawdown facility to take cash as you need it.
Stay in your home
You keep full ownership of your home — no moving out, no rent to pay.
No monthly repayments
Interest rolls up over time and the loan is repaid when you pass away or move into long-term care.
No negative equity guarantee
Plans carry a 'no negative equity guarantee' — you'll never owe more than your home is worth.
Protect your inheritance
You can protect a share of your property for your beneficiaries.
FCA-regulated advisers
Specialist equity release advice, with a no-obligation first conversation.
Three simple steps to your best mortgage
Tell us about your mortgage
Answer a few simple questions about your situation. No paperwork, no credit check.
You're paired with an expert mortgage adviser
Your mortgage adviser searches a wide variety of lenders — 90+ UK lenders — to find the best deal for your circumstances.
Get your tailored quotes
Your adviser contacts you with tailored quotes and expert guidance — no obligation.
Rated exceptional by UK homeowners
8,900+ verified Feefo reviews. Platinum Trusted Service Award winners. Real feedback from real CMME customers.
Read all reviews on Feefo
5/5 Service
Feefo Verified
“Fantastic 5-star service from CMME for my remortgage! They found me a much cheaper rate and made the whole process incredibly smooth.”
Sathya
Feefo Verified · Jul 2026
“Ben Goble was wonderful. He took time to understand our requirements and came up with an easy, well-priced solution, saving us a considerable sum on our existing deal.”
Richard Francis
Feefo Verified · Jul 2026
“Ben Goble was our mortgage advisor and the service received was excellent. He helped us look at a number of solutions that best met our requirements.”
Rich
Feefo Verified · Jul 2026
“Paige and the team at CMME were a pleasure to work with in my remortgage switch to NatWest. Thank you so much for all your hard work!”
Alfredo
Feefo Verified · Jul 2026
“Provided advice was really helpful for us, especially as we are first time buyers. Queries are answered and information provided really quickly and efficiently.”
Nikolett
Feefo Verified · Jun 2026
“I received excellent personalised service and was supported all through the process. Paige was particularly helpful in the way she explained everything.”
Damian
Feefo Verified · Jul 2026
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